Get to know me
Tony Ruiz is a dedicated mortgage professional passionate about helping clients achieve their dream of homeownership. With extensive experience in the mortgage industry, Tony specializes in tailoring financial solutions to meet each client’s unique needs. Whether it’s securing a first home, refinancing, or navigating complex loan options, his expertise and customer-first approach ensure a seamless and rewarding experience.
My experience
Licensed in:
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
I love helping first-time homebuyers, self-employed clients, and families who thought qualifying for a mortgage wasn’t possible. Many people feel overwhelmed or unsure where to start.
I help clients explore their options without impacting their credit score by offering payment estimates on my website's home page and rate quotes using a soft credit pull or scenario-based pricing.
We need 2 years of employment, last 30 days paystubs, last 2 months of bank statements, last 2 years of W2s, and Photo ID. For NON QM loans for Self Employed please reach out.