Timothy Billups

110 Timberlachen Circle #1004, Lake Mary FL 32746

Get to know me

After graduating from Florida State University and spending 6 years in the US Army Reserves I moved to Orlando in 1997 and entered the mortgage business. I have been a licensed mortgage professional in Florida for the past 29 years and have been the Owner & Operator of Century Financial Group since 2001. Each Loan Officer of Century Financial Group has a minimum of 26 years of experience in mortgages, exclusively in the state of Florida. 450+ 4/5 star reviews!

My experience

Licensed in:

Florida

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Where and how do you typically connect with clients?

"I typically connect with clients through a combination of channels, depending on their preferences and the stage of the relationship. This includes phone calls, emails, video meetings, and in-person.

What are your typical fees or lender costs?

The fees and/or lender costs for our loans are your normal 3rd party fees (lender/title/state) that you will have anywhere you go.

How do you support clients looking to improve their credit before applying?

We have a very good Rapid Rescore/ Credit Repair team that can assist with guiding our clients towards improving their scores. This is a free service!

How do you provide rate quotes for clients who want to protect their credit score?

We offer the ability to do a "soft" credit pull. This will have zero impact on their credit score.

What should clients expect when working with you from start to finish?

We offer competitive rate/costs on all mortgage products offered. Most important, we are available 7 days a week to assist our buyers!