Get to know me
Tom Navarro | Founder & Broker, Cal Loans Direct Inc. With over two decades of experience in the mortgage and real estate industry, Tom Navarro founded Cal Loans Direct Inc. to bring a transparent, client-focused approach to home financing. Based in Newport Beach, California, Tom has built Cal Loans Direct into a trusted mortgage brokerage known for its precision, speed, and personal service. Tom and his team specialize in residential purchase, refinance, and jumbo loans, offering tailored sol
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
I love helping families and self-employed buyers secure great loans fast. I make it easy with clear communication, zero hassle, and 10–15-day closings from start to finish.