Thomas Anthony Higgins
Get to know me
For more than 20 years, Tom has helped clients ranging from first-time homebuyers to seasoned real estate investors secure real estate financing. He is committed to rate and fee transparency, using custom analysis software to clearly show cash-to-close, payment structures, and the short- and long-term impact of each loan option. With a background in technology and banking, Tom works to eliminate the information gap common in traditional lending.
My experience
Licensed in:
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Attention, attention to detail, a customized loan analysis of their options with rates, payments a 5 and 15 year analysis, a list of the needed items in advance, setting clear expectations
We have mastered the process of helping borrowers apply for and close loans quickly. Starts with a complete questionnaire, a full needs list, and a clear explanation of terms.
If you're self-employed, please have your fed returns for the past 2 years for our initial call. Otherwise, we probably do not need anything you do not know off the top of your head.
I love this.. if clients had 6 months, or so to get used to the process, ask questions and feel comfortable making offers and understanding our custom loan analysis that is a good thing.