Broker Near Me

Steven Shaffer

NMLS 352448
244 Flores Ln, VISTA CA 92083
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Get to know me

Realtor & Mortgage Broker Since 1995 DRE #01194488, NMLS #352982, NMLS #352448 BBB A + Rating Since 2002 Zillow 5 Star Premier Broker San Diego Magazine 5 Star Top 2% Realtor.com Internet Marketing Award Recipient Over 1,000 Homes Sold Thousands Of Successfully Closed Mortgages Law Degree, MBA and Digital Marketing Certificate - Cornell University Mortgage Broker Expert Witness Certified In Short Sales & Foreclosures VA Approved Lender #900-942-00-00 All Types Of Mortgages Originated Since 1995

My experience

Licensed in:

California

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Years of experience:

31

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

I connect with my clients by phone, by text, by email, at their homes, virtually through zoom and electronically through a digital loan app process also using dropbox and docusign for encryption.

Clients should expect me to be responsive by phone, text or email. They should expect the best rates with the lowest fees as well as expect an efficient process leading to loan approval and closing.

We like to say we have been changing people’s lives for the better one home and loan at a time since 1995!

Last 2 years federal tax returns, 2 months bank statements all pages all accounts, one month paystubs, last 2 years W2’s or 1099s, drivers license and either passport or social security card.

We love helping people plan out a game plan and advising before they are ready to purchase or refinance. It is best to get your ducks in a row so when you are ready to start, you can actually start.