Stephen Williams Jr
Get to know me
As CEO of CTH Mortgage, I'm passionate about turning homeownership dreams into reality for families across Louisiana, Mississippi, Alabama, Florida, and Texas. I lead a dedicated team that's earned the tagline "The Lender that Cares" because we genuinely put you first. My goal? To make the mortgage process feel approachable and exciting—not overwhelming. We built CTH Mortgage on integrity, clear communication, and long-term support that lasts well beyond closing day. As your partner, I'll fig
My experience
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
We have credit rescore partners that we work hand-in-hand with to get your credit ready to make your home buying dreams come true.
Clients can expect a personalized, supportive, and straightforward mortgage experience designed to make homeownership feel approachable and exciting rather than stressful.
The earlier that clients start the mortgage process, the less stressful their home buying experience becomes.
Ideally, we meet in person. Face-to-face builds mutual trust. If that isn't possible, we will do everything we can to make communication clear and trust-building from the start.
We make protecting your credit a priority by only pulling credit when it truly advances your homeownership goals.