Stephanie Ann Tourtellotte
Get to know me
With 28 years of mortgage experience, I bring deep industry knowledge, steady guidance, and a genuine commitment to helping clients make confident financial decisions. I specialize in FHA, VA, Conventional, and Jumbo loans, as well as complex lending scenarios, and work with first-time buyers, move-up buyers, investors, and homeowners seeking refinances or debt restructuring. My experience allows me to see the full financial picture and structure loans that close smoothly and on time.
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
To get started, I usually just the basics— recent pay stubs or proof of income, and recent bank statements. If you’re self-employed, I may ask for tax returns instead.
I start by reviewing your credit in detail, clearly explaining what needs to be addressed, then provide, step-by-step guidance on how to improve your score or what to pay down.
Fees can vary depending on the loan type, credit profile, and market conditions. I review all costs upfront and explain exactly what they cover, so there are no surprises.
For clients purchasing or refinancing out of state, I assist by connecting them with trusted, licensed loan officers in that state.