Broker Near Me

Seth Ryan

NMLS 286077
9747 Businesspark Avenue Suite 218, San Diego CA 92123

Get to know me

 25+ years of mortgage experience guiding homeowners through purchases, refinances, and equity strategies  Proven ability to structure and close complex loans that other lenders can’t get approved  Access to a wide network of wholesale lenders to secure competitive rates and flexible loan options  Expert in cash-out refinancing strategies to help clients consolidate debt, invest, or improve cash flow  Streamlined, efficient process designed for speed, clarity, and on-time closings

My experience

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Jumbo Loans
Non-Conforming Loans
VA

Years of experience:

25

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

I typically connect with clients over the phone, on a zoom call, or in person if its convenient for the client.

Clients should expect strategy first, not a sales pitch. Using my 25 years of experience one of my greatest strengths is analyzing the clients situation and finding the 2 or 3 best paths to get them

Identification, W2's and Pay stubs for Employees, 1099 tax document for self employed borrowers, 2 months of bank statements, employer contact information.

I actually highly recommend that so they are prepared BEFORE they decide to start looking to buy. That's a smart approach.

My company's typical fees are the credit report of $132. That's it. The lenders we work with typically pay us a flat fee to do business with them so this keeps it fair and honest for all parties.