Get to know me
Scott Gripman, Founder of AZ Financial, brings more than 32 years of mortgage lending experience and over 5,000 closed loans. Licensed in Arizona & Illinois, he helps homebuyers and investors secure financing through purchase, refinance, FHA, VA, Jumbo, low down payment, and investment property loan programs. Clients value his honest advice, competitive rates, and personalized approach.
My experience
Licensed in:
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
I love helping first-time buyers and investors by simplifying options, communicating clearly, and guiding them step by step, making the mortgage process smooth, fast, and stress-free.
Fees vary by loan type, but I focus on competitive rates, transparent lender costs, and minimal fees, always clearly explained upfront so there are no surprises at closing.
Clients can expect clear communication, honest advice, fast approvals, and hands-on guidance from application to closing, ensuring a smooth, efficient, and stress-free loan experience.
Clients typically need income documents, tax returns, bank statements, ID, and credit authorization. I'll review everything upfront and guide them on exactly what’s needed to get started.