Broker Near Me

Sabrina Montalvo

NMLS 575897
16840 Hubbard St, LIVONIA MI 48154

Get to know me

15+ years in mortgage with Rocket retail and federal/state NMLS experience, with $111.6M in volume (95% refi). As a detail-oriented millennial mom, I focus on equity clarity and transparent, pressure-free support at your pace. I built digital tools to help you understand options early and show up on social so you can research me yourself. I prefer text and email because I know life gets busy, and my priority is helping you feel informed, guided, and confident throughout the entire process.

My experience

Licensed in:

Michigan

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
VA

Years of experience:

4

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

I connect by text, email or quick calls with whatever fits your day. I work evenings and weekends and always follow up with clear next steps so you stay informed and supported.

I love helping homeowners who want clarity, transparency and support. I gently walk through each step, simplify the details and move at your pace so the process feels calm and easy to follow.

I use soft-pull options when possible to protect your credit. I compare rates for you, explain how pricing works and guide you through timing so you get clarity without added stress.

Expect clear communication, steady guidance & a simple list of docs you'll need (income, drivers license). I walk you through each step, explain options and move at your pace from start to finish.

Costs can vary by loan but I break everything down upfront and explain why each fee matters. Working as a broker, I shop options for you so you're not overpaying for rates or lender charges.