Get to know me
My story is simple: I provide home buyer financing and construction lending in Idaho from my offices in Idaho Falls and Rexburg, ID. Residential purchase and lending under complexity are my specialties, and I have been a construction lender for almost a decade. Read what others are saying, here: https://www.zillow.com/lender-profile/RossDFarr/
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Usually, we charge nothing to the client but a small processing fee. We are compensated by those that buy the finished mortgage.
My clients can expect a lot of my attention, clear explanations, and punctual communications. See my Zillow Lender feedback for evidence of this.
I love reviewing credit to spot issues and make a plan to improve. Ive been doing this since 2002 and have become very successful at rebuilding credit for my clients. Go to annualcreditreport.com
I do not require a credit score to issue a detailed loan estimate, though the estimate WILL make some basic assumptions about scores. I state this clearly in my estimates.