Rich E Blanchard
Get to know me
At richhomeloans.com, I'm bringing every tool a borrower needs into one place: pre-qualification, refinance, affordability, buydown, and real-time rate alerts. You determine your own purchase eligibility or refinance savings in real time, on your schedule. Streamlined. Easier. Days instead of weeks. Instant answers, backed by 30 years of mortgage experience. Licensed MLO in CO, TX, KS, MO — NMLS #492461. VA loan specialist.
My experience
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
By phone (720) 619-9900, text, or email. Many start with my free calculators — purchase Pre-Qualify or Refinance Savings — then reach out. You always get me directly.
Soft credit pull only — zero impact to your score. I can quote accurate rates and issue a valid pre-qual letter without a hard inquiry. Hard pull happens later, only with your explicit permission.
Veterans, self-employed borrowers, and past clients ready to refi. I specialize in VA, read complex tax returns in-house, and proactively flag refi opportunities. One contact, no surprises
Clear numbers, honest advice, one point of contact — me. Daily updates through processing. CD reviewed with you line by line at closing. 30 years of loans means I see problems early and solve them.
Licensed MLO in CO, TX, KS, MO — NMLS #492461. Documents collected electronically, closings scheduled remotely or via local notary. I coordinate directly with your title company out of state.