Broker Near Me

Ray Xie

NMLS 2682411
1 Kelley Square Suite 207, WORCESTER MA 01604
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Get to know me

Hi, I’m Ray, a mortgage loan officer with Intuitive Mortgage, helping clients across Massachusetts navigate home financing with clarity and confidence. I focus on making the process simple and transparent, whether you are buying, refinancing, or investing. I also have experience working with self employed clients and local business owners. My goal is to provide clear guidance, smooth closings, and a great client experience.

My experience

Licensed in:

Massachusetts

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Languages spoken:

English
Mandarin

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

I love helping first-time, move-up, and self-employed buyers by explaining everything clearly, setting expectations upfront, and guiding you step by step.

Usually pay stubs, W-2s or tax returns, bank statements, and ID. I’ll guide you step by step and let you know exactly what’s needed for your situation.

I always encourage it. Feel free to reach out anytime, even if you are just starting to explore or have a few questions. There is no pressure at all. I’m happy to answer any questions you may have.

I work with trusted agents, attorneys, insurers, and home service pros, and I’m happy to connect you with the right people.

Clear communication, fast responses, and a smooth, organized process. I guide you at every step, protect your info, and coordinate through closing.