Broker Near Me

Ray Xie

1 Kelley Square Suite 207, Worcester MA 01604

Get to know me

Hi, I’m Ray, a mortgage loan officer with Intuitive Mortgage, helping clients across Massachusetts navigate home financing with clarity and confidence. I focus on making the process simple and transparent, whether you are buying, refinancing, or investing. I also have experience working with self employed clients and local business owners. My goal is to provide clear guidance, smooth closings, and a great client experience.

My experience

Licensed in:

Massachusetts

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Languages spoken:

English
Mandarin

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

I love helping first-time, move-up, and self-employed buyers by explaining everything clearly, setting expectations upfront, and guiding you step by step.

Usually pay stubs, W-2s or tax returns, bank statements, and ID. I’ll guide you step by step and let you know exactly what’s needed for your situation.

I always encourage it. Feel free to reach out anytime, even if you are just starting to explore or have a few questions. There is no pressure at all. I’m happy to answer any questions you may have.

I work with trusted agents, attorneys, insurers, and home service pros, and I’m happy to connect you with the right people.

Clear communication, fast responses, and a smooth, organized process. I guide you at every step, protect your info, and coordinate through closing.