Phil Braun

NMLS 1947441

18301 Von Karman Suite 820, Irvine CA 92612

Get to know me

As a former two-sport college athlete, I bring a competitive drive and disciplined work ethic to my role as Vice President of Sales at Lumin Lending. I am deeply rooted in the local community, where I actively support and volunteer with multiple charities. On the weekends, I disconnect by exploring National Parks or enjoying the open roads in ones of my cars.

My experience

Loan Products:

Fixed-Rate Mortgages

Jumbo Loans

Non-Conforming Loans

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Where and how do you typically connect with clients?

I personally get most of my business from referrals and repeat business. I learned a long time ago to put my clients first, and I try to do that through focusing on their needs as individuals.

How do you work with clients buying out of state?

In this day and age it's very easy to deal with clients all over the country, and because I am not tied to the office and I can offer service outside of a typical 9 to 5 schedule to meet their needs.

How do you support clients looking to improve their credit before applying?

I studied finance in college and worked in automotive finance so I have been reading different Fico formats for years and am able to help advise or assist clients with learning about credit.

How do you feel about clients starting the conversation before they’re ready to purchase?

I welcome it, I am here to assist and to help you make what might be the biggest decision of your life.

What should clients expect when working with you from start to finish?

I love working with my clients in general, but one of my favorite aspects is educating my clients. To me it's a relationship and I work with them to educate and to make this a smooth experience.