Broker Near Me

Peyton Ginyard

NMLS 2742977
2195 Tully Road, San Jose CA 95122
Visit website

Get to know me

I’m a licensed Mortgage Loan Originator serving Georgia and North Carolina. I specialize in structuring smart, strategic financing for buyers who want to win in competitive markets. With a real estate broker in-house, my clients get aligned guidance from contract to closing. I got into lending through personal experience, so I treat every loan like it’s my own. Clear communication. Speed. Execution.

My experience

Licensed in:

Georgia
North Carolina

Loan Products:

Conventional Loans
FHA
Jumbo Loans
USDA
VA

Languages spoken:

English

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

I help serious buyers who want to win. I simplify the process, explain numbers clearly, and structure loans strategically so clients move with confidence.

Clear communication, fast responses, and proactive guidance. I stay involved from pre-approval to closing to ensure smooth timelines and no surprises.

I can run rate scenarios using a soft pull or estimated score range first. When ready, we run credit and fine-tune numbers with full transparency.

Usually 30 days of pay stubs, 2 years of W-2s or tax returns, 2 months of bank statements, and ID. I guide you step-by-step if self-employed.

I serve Georgia and North Carolina virtually and in person. Most communication is by phone, text, and email and I respond quickly.