Osmany Garcia
Get to know me
Osmany Garcia is a licensed Mortgage Broker with Omega Home Mortgage LLC, proudly serving clients across Florida with professionalism, integrity, and personalized care. He specializes in FHA, VA, USDA, Conventional, DSCR, Non-QM, and Florida Hometown Heroes programs, helping buyers and investors achieve their goals with tailored financing solutions. Known for his transparency, precision, and commitment to smooth closings, Osmany builds long-term relationships through exceptional services.
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
I connect with clients all across Florida, mainly through referrals, social media, and local real estate partnerships. Most initial conversations happen by phone, text, or Zoom.
t depends on the loan type, but typically I start with the basics: photo ID, recent pay stubs or income statements, last two years of W-2s or tax returns, two months of bank statements.
That’s actually the best time to start. The earlier we talk, the more I can help clients prepare—whether it’s improving credit, building savings, or finding the right loan program.
work closely with trusted Florida real estate agents, insurance specialists, and title companies who share my commitment to great service. I can also connect clients with local home inspectors, etc.
Clients can expect clear communication, honest guidance, and a smooth process from start to finish. I make financing simple, keep you informed every step, and ensure a stress-free closing experience.