Get to know me
Nelson J. Gonzalez is a Branch Manager with over 25 years of experience helping clients secure the right financing for their needs. Licensed in Florida, Pennsylvania, New Jersey, California, Georgia, and Alabama (NMLS #334910), he is known for his client-focused approach, clear communication, and ability to guide borrowers smoothly from application to closing.
My experience
Languages spoken:
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
We offer a "soft pull" credit check. This allows us to look at the credit and liabilities without having a negative impact on your credit score.
I’m licensed in 6 states, and my company is licensed in 33, allowing us to serve out-of-state clients while delivering the same quality service and support they expect when working with us.
Fees vary by loan program and lender but typically include underwriting, processing, and third-party costs like appraisal and title. I review all fees upfront so clients know exactly what to expect.
I believe we should start the conversation 3-6 months before your actual target date. In fact, for Self Employed buyers, I recommend up to 1 year so that we can do some tax planning.