Natasha Swirczewski

360 Central Avenue Suite 800, St. Petersburg FL 33701

Get to know me

As CEO and Co-Founder of mortgageUP, I’m passionate about helping clients find the right mortgage solution for their goals — whether buying a home, refinancing, or tapping into home equity. With nearly two decades of experience in the mortgage industry, I focus on clear communication, education, and a smooth process from start to finish. When I’m not helping clients, I love spending time at the beach, boating, going for walks, shelling, and watching my kids’ soccer games.

My experience

Licensed in:

Florida

Loan Products:

Conventional Loans

FHA

Jumbo Loans

Non-Conforming Loans

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What should clients expect when working with you from start to finish?

Clear communication, quick responses, and a smooth process from pre-approval to closing. I guide you every step so you always know what to expect.

Who do you love helping most, and how do you make the home loan process easier for them?

I love helping first-time buyers and investors using DSCR loans. I explain options clearly, stay organized, and keep the process simple so you feel confident every step.

What documents do your clients need to start the process?

Most clients need pay stubs, W-2s or tax returns, bank statements, and ID. I’ll guide you if anything else is needed based on your situation.

How do you feel about clients starting the conversation before they’re ready to purchase?

I encourage it. Starting early helps you plan, explore options, and feel confident when you’re ready—no pressure, just guidance.

How do you provide rate quotes for clients who want to protect their credit score?

I can provide initial rate estimates without impacting your credit. When you’re ready, we’ll complete a full application for the most accurate terms.