Broker Near Me

Monica Gisela Ferreira

NMLS 1218904
375 Chestnut St Suite 3C, NEWARK NJ 07105
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Get to know me

At AMS Mortgage Services, trust is more than a promise—it's a tradition we've upheld for over 32 years. Backed by decades of expertise, I am dedicated to simplifying the mortgage process and tailoring solutions to meet your unique needs. Whether you're a first-time homebuyer or looking to refinance, I am here to help you navigate every decision with confidence.

My experience

Licensed in:

New Jersey

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Years of experience:

22

Languages spoken:

English
Portuguese
Spanish

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

I provide a detailed credit report analysis, utilizing "rapid rescoring" to simulate score improvements, and advising on actionable steps.

Clients working with me can expect a transparent, educational, and high-touch experience designed to reduce stress from application to closing. I provide clear, proactive communication, personalized l

To start the mortgage process, clients need to provide photo ID, Social Security numbers, 30 days of pay stubs, 2 years of W-2s, 1 months of bank statements, and details on debts.