Monica Espejo
Get to know me
Monica has been in the Real Estate Finance industry for over 30 years. Having both Retail and Wholesale experience has given her the knowledge to navigate through every situation. Thorough on purchases and refinances of Jumbo, Conventional, FHA, Reverse, and VA loan. Top Producer with a passion to work with clients one of one. "Working directly with Borrowers has allowed me the opportunity to properly structure loans from the beginning. As a Certified Underwriter, proper structure is a necessity
My experience
Years of experience:
Languages spoken:
Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Most of my Buyers/Clients come from Realtor referrals or past clients. A majority of the transaction is handled virtually. In person appointments are always available.
A scenario quote will give you the basic understanding of what a wholesale Broker can offer you. Criteria information needed: FICO, income type, down payment amount, property type, occupancy type.
An action plan starts with a conversation. As a mortgage coach, I appreciate future homebuyers who have the initiative to have a plan of action. We cover: debt to paid off, fico enhancement objectives
Government ID, paystubs, W2's, bank statements. If self employed : last 2 year 1040's