Mike Sontos
Get to know me
With 26 years in law enforcement, I built my career on integrity, service, and helping others. After retiring, I transitioned into the mortgage industry to help individuals and families achieve homeownership and build stability. I work with multiple national lenders to offer tailored loan options—including conventional, FHA, VA, and specialized programs—providing competitive rates and flexible solutions.
My experience
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Expect white-glove service from start to finish—clear guidance, proactive communication, and personalized solutions. I keep the process smooth, stress-free, and fully supported every step.
Fees vary by loan, but I prioritize transparency and competitive pricing. I’ll clearly outline all lender costs upfront—no surprises—while helping you find the most cost-effective option.
To get started, clients typically need income, asset, and ID documents—like pay stubs, W-2s, bank statements, and a photo ID. I’ll guide you clearly so the process is smooth and simple.
I love helping first-time buyers and busy clients. I simplify the process with clear guidance, proactive communication, and white-glove service—making everything smooth, stress-free.
I connect with clients by phone, text, email, or in person. I’m flexible, responsive, and always accessible—making communication easy and convenient on your schedule.