Get to know me
Michael Shotnik began his career in a mortgage call center, where he fell in love with the business but not the typical sales-driven approach. He built his practice around what clients truly value. Michael was named a Mortgage Professional America “Young Gun” (2014–2016), a National Mortgage Professional “40 Under 40” honoree (2013–2015), and to MPA’s 2015 Hot List. He leads Milestone Home Mortgage while enjoying time with his wife, four kids, golf, and mountain biking.
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
I connect by phone, video, email, and text. Most clients start with a call or Zoom, and we communicate in whatever way is easiest and most convenient for them.
Clear advice, proactive communication, no pressure, and a smooth process. I set expectations early, explain options simply, and stay involved all the way through closing.
I encourage it. Early conversations help clients plan, improve options, and avoid surprises so they’re confident and prepared when the timing is right.
I can connect clients with trusted local real estate agents, insurance professionals, and home service providers who are responsive, knowledgeable, and client focused.
Fees vary by loan, but I’m very transparent. We never charge an admin fee, and I focus on aggressive rates with low, clearly explained closing costs.