Michael John Nawrocki

45693 Hayes Road, SHELBY TWP MI 48315

Get to know me

I’m Michael Nawrocki, Broker-Owner of Elementary Lending. My focus is on educating clients and guiding them toward the right loan program to own the dream. Whether it’s a purchase, new construction, or refinance, my team and I simplify the process with transparency, speed, and tailored solutions—backed by the full Elementary network to support clients every step of the way.

My experience

Licensed in:

Colorado

Florida

Indiana

Michigan

Ohio

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What should clients expect when working with you from start to finish?

Clear, step-by-step guidance with education first—simplifying the process from pre-approval to closing.

Where and how do you typically connect with clients?

In person, by phone, or virtually—whatever’s most convenient for the client. Flexibility is key.

How do you feel about clients starting the conversation before they’re ready to purchase?

I encourage it! Early planning helps clients prepare financially and feel confident when it’s time.

What partnerships or recommendations can you offer for real estate or home services?

Through the Elementary Family of Companies, I connect clients with trusted agents, title, builders, and services.

Who do you love helping most, and how do you make the home loan process easier for them?

We love helping everyone achieve the dream of homeownership by simplifying the process and guiding each step. Doesn't matter if you are a first time homebuyer, or a seasoned Real estate professional.