Get to know me
Since 1998, Michael Houg has been helping families achieve the dream of homeownership with integrity, persistence, and care. With decades of experience and a proven track record, he has become one of Minnesota’s most trusted mortgage professionals. Michael is recognized as Rocket Pros #1 Minnesota broker and holds the distinction of being the highest-reviewed individual mortgage professional in the state, with more than 215 verified five-star Google reviews as of July 2025.
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
For me, it’s not about one transaction—it’s about relationships. I’ve worked with clients for years before they were ready to buy, and I never give up on helping them achieve their goal.
"As your mortgage broker, I'll guide you from application through closing. I'll help gather documents, submit your application, provide regular updates, and ensure a smooth process. I'm here to answer
I love early planning! It gives us time to explore different loan options, understand the process, and ensure you're completely comfortable before making any commitments