Broker Near Me

Magaly R Zapien

NMLS 236415
177 E Colorado Blvd Ste 200, PASADENA CA 91105
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Get to know me

I'm a Los Angeles native and UCLA graduate with 20 years of residential lending experience. Well-versed in the Southern California real estate market, I specialize in strategic, compliance-driven financing solutions that help families build wealth through homeownership. I am passionate about expanding access through competent guidance and education for first time home buyers. When I'm not structuring loans I enjoy planning my next travel adventure, LA playdates with my family, and concerts

My experience

Licensed in:

California

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Jumbo Loans
Non-Conforming Loans
VA

Years of experience:

20

Languages spoken:

English
Spanish

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

First time - Latino and bilingual families, multi-generational, who need clarity, structure, and confidence navigating lending and creating long-term stability via real estate - buyer. I inform them.

A structured, high-touch, and strategy-driven experience - not just a loan quote - via communication and information to make your decisions. Every closed loan starts with a talk to create a plan!

30 days of pay stubs, 2025 and 2024 W2s, 2 months bank statements, ID

You have options! I can do a soft pull, which does not affect your credit score at all, but allows a review your credit report and credit score to get a sense of how well you are managing your debt.

I am paid when you close your loan. Typically, I charge 1% of your loan amount plus $1,499 processing fee.