Lisa Gaffikin
Get to know me
Your Go to Mortgage & Real Estate Advisor! With over 25 years in mortgage lending and real estate combined, I bring a wealth of experience and a client-first approach to every transaction. My mission is simple: to provide honest, strategic mortgage guidance that empowers you to build long-term financial success through debt managment strategies. My commitment to integrity and personalized service has earned me a loyal base of repeat clients who know they can count on me now and into the future!
My experience
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
It’s essential. Starting the conversation 6–12 months early gives clients clarity, confidence, and time to prepare, positioning them for the strongest loan options when they’re ready to buy.
To get started, clients typically need recent pay stubs, W-2s, bank statements, a photo ID, and details on any current mortgages or debts. If self employed we have a few options for income documents.
As a licensed Mortgage Broker and Realtor, I offer trusted referrals for agents, escrow, title, insurance, trust attourney, and home services. Professionals I’ve worked with and confidently recommend.
Most clients connect with me by phone, text, or email. I recommend a 30-minute discovery call to understand their goals, review finances, and answer key questions upfront.
I love helping those who think they can’t qualify. Creating a clear plan, building confidence, and turning “not yet” into homeownership is the most rewarding part of what I do.