Broker Near Me

Lawrence Colby

NMLS 2683717
SE Corner of San Carlos St & 4th Avenue Suite 10, CARMEL CA 93921

Get to know me

As an Air Force veteran and retired California Highway Patrol Officer, I bring a lifetime of service and commitment to my work in Mortgage Lending and Real Estate—helping people confidently achieve their dreams of homeownership.

My experience

Licensed in:

California

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

I make it easy to connect in whatever way works best for you. Most clients start with a quick phone call or text, then we move into a more detailed conversation by phone, or in person, if your local.

I love helping veterans and everyday buyers win. I simplify loans with clear steps, fast updates, and straight answers—so you always know what’s happening and can move forward with confidence.

Clients can expect clear guidance, fast responses, and honest advice from start to finish. I handle the details, keep you updated, and make the process smooth, so you close with confidence.

Clients can get accurate rate quotes without impacting credit using soft pulls or scenario pricing. I review options, explain costs clearly, and only run a full credit check when you're ready to move

Getting started is simple: provide income docs (pay stubs, W-2s/tax returns), bank statements, and ID. I’ll guide you step by step and request anything additional if needed.