Kristin Armbrust
Get to know me
As a Lynchburg native with a comprehensive background in mortgage processing, closing, and underwriting, I bring a unique perspective to the lending process. My deep understanding of the 'back-end' mechanics allows me to anticipate requirements and streamline approvals, ensuring your loan closes quickly and without unnecessary stress. In this industry, local expertise and technical experience aren't just assets—they are the keys to a seamless homebuying journey.
My experience
Licensed in:
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Fast and efficient with clear communication and availability when others are not
I offer "soft pull" credit reports
It's important to have a plan in place before you even start the search process. I love when I can discuss goals and help set timelines in place with the buyer
When a buyer's credit does not meet the standard credit score requirements, it's important to go over derogatory credit items and come up with a plan.
Must have most recent 30 day pay stubs, 2 years most recent W-2's, 2 months most recent bank statements, 2 years of most recent business and personal tax returns if self employed