Broker Near Me

Kevin Bergsten

18769 Smith Dr NW, Elk River MN 55330

Get to know me

I help people navigate the complexities of the mortgage process. Whether you are buying a home or refinancing, my goal is offer honest advice so you can understand the options and make the best decision for you. I have been originating mortgages since 2002. I have come to realize that just by providing as much helpful information as I can to people, they are appreciative and very often choose to use me for their financing when the time comes.

My experience

Licensed in:

Minnesota
Wisconsin

Loan Products:

Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Years of experience:

23

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

How do you provide rate quotes for clients who want to protect their credit score?

I use a soft credit pull to run options, and it allows me to generate a pre-approval letter without a hard credit pull.

No documents to start the process; just need the completed application . It can be helpful to obtain income documents to make sure we are using accurate income for calculations, but not required.

It's a great idea to be prepared and to have an understanding of how the process works, so I highly recommend it.