Get to know me
Hi, I’m Kate Smoke, a Certified Mortgage Advisor and Mortgage Loan Originator passionate about making the home loan process simple, stress-free, and empowering for my clients. I believe that mortgages don’t have to be confusing — and I take pride in turning complex financial conversations into clear, confident decisions. With years of experience helping families and individuals achieve their homeownership goals, I’ve learned that great lending isn’t just about numbers — it’s about people. Whet
My experience
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Primarily I work remotely, so I am able to serve clients all over the state of CA. I use all sorts of virtual means to help clients feel connected and able to understand complex financial information.
I am very well connected in the San Diego area real estate community. I have helped support my husband's Real Estate Team for the past 7 years, so our community connections run deep.
We keep our fees much lower than most in our industry. We are able to beat many other lending platforms on the market. So if you're not sure... just ask!
My heart is especially with our Veteran community, being a Veteran family ourselves. I also feel super inspired to help first time homebuyers feel educated and supported.
Clients can expect an in-depth understanding of the Mortgage part of the process. I want my clients to feel informed and confident about making their decisions. There are NO stupid questions!