Broker Near Me

Joseph Mecca

NMLS 68995
7501 Creedmoor Road Suite 116, RALEIGH NC 27613

Get to know me

With 30+ years in the mortgage industry, I’ve led MortgageMecca, Inc. since 2002, helping first-time buyers, investors, and VA mortgage seekers in Raleigh, NC. We specialize in coastal properties at Topsail Beach, Wilmington, and Carolina Beach. Our personal touch and single-point contact service build lasting client relationships. I’m passionate about church, family, and pets, staying rooted in our community. Let’s chat about your home-buying or refinancing goals!

My experience

Loan Products:

Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Years of experience:

31

Languages spoken:

English

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Our clients should expect a quick loan process. With your help, we prefer to finish our client loan conditions within 5 business days or less so that you can focus more on the home buying process.

Typically our clients should have a W-2 and Paystub available and a good idea of bank account balances in order to complete a Pre-Qualification.

Please do and we encourage good conversation. So often we pick up on helpful things from plain talk that can sometimes translate to a better product or simpler loan process.

For our investors, we provide a special list of "Things we need" for the application process so that your application is accurate from the beginning - like you, we don't like surprises.