Get to know me
Hi, I’m Joel, a Mortgage Broker with Lumin Lending. I take a consultative approach, understanding your goals and guiding you through clear, strategic loan options. With access to 90+ lenders, I shop the market to find competitive rates and solutions tailored to you. Whether buying, refinancing, or investing, I provide honest guidance, strong communication, and a smooth path to closing.
My experience
Licensed in:
Arizona
Ohio
Oregon
Tennessee
Washington
Loan Products:
Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
VA
Years of experience:
6
Languages spoken:
English
Spanish