Joel Lobb
Get to know me
I specialize in assisting Kentucky First-Time Homebuyers with mortgage loans, including FHA, VA, USDA & Rural Housing, KHC (Kentucky Housing Corporation), and Fannie Mae programs. With over 20 years of experience in the mortgage industry, I’ve helped more than 1,300 Kentucky families achieve their dream of homeownership or refinance their current mortgages to secure lower payments. Whether you’re a first-time buyer or looking to refinance, I am here to guide you through every step of the process
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Documents Needed Mortgage Approval in Kentucky Documents Needed For All Loan Applications ALL BORROWERS: Copies of W-2's for the last two years;
Why Work With Me? Local Expertise: I know the ins and outs of Kentucky’s housing market and loan programs. Fast Approvals: I offer free mortgage applications with same-day approvals to keep the proces
Frequently Asked Questions What credit score do mortgage lenders in Kentucky use? Lenders use FICO mortgage scores (FICO 2, 4, 5), not consumer VantageScore results. Minimum score for Conventional? Ge
Depends on loan programs Email - kentuckyloan@gmail.com 📞 Call/Text - 502-905-3708 www.mylouisvillekentuckymortgage.com