Joe Agpaoa

Get to know me

Joe Michael Agpaoa is a top-producing Mortgage Loan Officer at Central Pacific Bank and a Hoku Award winner, known for making the homebuying process smooth and stress-free. He is consistently praised for his clear communication, responsiveness, and genuine care, earning the trust of those he serves at every stage of the homeownership journey. He comes highly recommended for new development home purchases, first-time and seasoned homebuyers, refinance transactions, and real estate investors.

My experience