Get to know me
Jody Richards, CA Licensed Loan Officer I facilitate a full spectrum of mortgage and financing solutions for homebuyers and real estate investors. My product suite includes all major government (FHA, VA, USDA), conventional (FannieMae & FreddieMac, and CalHFA residential programs, along with Reverse Mortgages, renovation loans, construction loans & Helocs . I also specialize in Non-QM investor loans such as DSCR, Private Money and bank statement loans
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Loan requirements vary by program and individual circumstance, standard documents required for application: Two Years of W-2s 30 Days of Paystubs 2 Months of Bank Statements Valid Photo ID
Your convenience is key. I offer flexible communication options: in-person consultations (for local clients) or prompt responses via phone, email, or text. A seamless, online application is available