James Hardin

6400 South Fiddlers Green Cir Suite 1650, GREENWOOD VILLAGE CO 80111

Get to know me

My names is James "Scott" Hardin and I own Able Financial, Inc. (AFI) d/b/a It's A Better Way Mortgage. AFI is a 29 year old Company helping people with their Residential Financing needs (Purchase , Refinance, 2nd Mortgages). We support a fiduciary relationship with our clients as we scour all product lines, rates, fees that meet the clients needs at that time. Our experience matters, we look forward to serving you and your needs!

My experience

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What should clients expect when working with you from start to finish?

I love helping our Veterans and first-time and self-employed buyers. I simplify loans with clear steps, direct access to me, smart pre-approvals, and no surprises—just confident closings.