Get to know me
Hermes Garcia is a banking professional with over 33 years of experience. He began as a Senior Loan Originator in 2001, working with Bank Boston, FleetBoston Financial, Bank of America, and Banc Plus. In 2005, he co-founded HG Mortgage, and in 2023 launched HG Capital Lending in Weston Town Center. He is known for delivering personalized, client-focused mortgage solutions. Hermes also supports hospitals and charitable initiatives locally and in Venezuela, and enjoys golf and skydiving.
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Clients can expect clear communication, transparency, and a personalized strategy. I guide them step by step, ensuring they understand every detail until closing
I welcome early conversations. Planning ahead allows me to prepare clients properly, strengthen their profile, and position them for better terms when they’re ready.
I provide accurate rate scenarios using a soft credit pull or estimated scores, explaining options clearly so clients can compare without impacting their credit.
I work seamlessly with out-of-state clients through virtual meetings, secure document sharing, and close coordination with agents and title companies.