Get to know me
Most mortgage brokers will quote you a rate. I build you a game plan. I’m Frederick C. Bowman—Broker/Owner of Better Call Fred, LLC—and I bring over five years of frontline service experience from FHA, VA, Conventional, DSCR, Non-QM, bank statement loans, investor programs, second homes—you name it, I’ve closed it.
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
At Better Call Fred, protecting your credit score is a priority. That’s why through my partnership with Rocket, I can provide real rate quotes—and even full pre-approvals—using a soft credit pull.
You don’t pay me anything. Zero Origination fees. Zero processing fees. Zero credit fees. I’m an independent mortgage broker, which means the lender pays me at closing—not you.