Ernesto Francisco Catibayan

NMLS 211054

17911 Von Karman Avenue Suite 400, Irvine CA 92614

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My experience

Licensed in:

California

Delaware

Kansas

Maine

Massachusetts

New Hampshire

Tennessee

Virginia

Wisconsin

Wyoming

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

I help all clients. If I am not able to get an approval, I will guide them in the right direction to improve their situation.

How do you provide rate quotes for clients who want to protect their credit score?

I normally pull a soft pull that will not affect their credit profile.

What should clients expect when working with you from start to finish?

They will receive great customer service from start to finish. I am available 7 days a week to assist with any question or concerns.

How do you feel about clients starting the conversation before they’re ready to purchase?

I am all for a client doing their due diligence before purchasing a property. It is normally the biggest investment of their life and they should be fully informed before they decide move forward.

How do you work with clients buying out of state?

If I am licensed in that state, I will work the client to get the transaction done. If I am not licensed in that state, I will refer it to associate from West Cap that can get them to the finish line.