Get to know me
Eric Smart is the President and Mortgage Broker of Ares Mortgage, an independent firm based in Orem, Utah. Known for his clarity, care, and integrity, Eric leads a team dedicated to helping clients navigate the home financing process with confidence and understanding. With more than twenty years of experience in leadership and finance, Eric brings a strategic yet personal approach to mortgage lending. He believes great lending is about more than just rates, it’s about relationships an education.
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Clients can expect a clear, transparent, and genuinely personal experience from start to finish. I guide you through every step, communicate openly, and make sure you understand your options.
I provide real rate quotes using estimated details or a soft credit check, protecting your score until you’re ready to move forward — no hard pulls, no surprises.