Mykoal Deshazo

NMLS 1912347

16767 N. Perimeter Dr. STE 150, Scottsdale AZ 85260

Get to know me

Mykoal DeShazo is a mortgage broker and loan officer with Adaxa Home, LLC, helping clients review home loan, refinance, HELOC, cash-out, and investor financing options. He focuses on clear communication, fast follow-up, and helping borrowers understand what options may be available based on their goals, property, and financial situation.

My experience

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

I help homeowners, buyers, and investors compare real options clearly, with fast follow-up, simple numbers, and direct guidance from start to finish.

What should clients expect when working with you from start to finish?

Expect clear communication, upfront next steps, help comparing options, and consistent updates from application through closing.

What documents do your clients need to start the process?

Usually a photo ID, income documents, asset statements, mortgage statement, insurance info, and any property or loan documents available.

How do you provide rate quotes for clients who want to protect their credit score?

I can start with a soft review or estimate when available, then explain when a hard credit pull is needed for accurate terms.

How do you support clients looking to improve their credit before applying?

I help review what may be impacting the score, explain possible next steps, and time the application when the file is stronger.