Broker Near Me

Douglas Smith

NMLS 2609118
1883 Trillium Blvd., BROOKSVILLE FL 34604
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Get to know me

Former financial advisor turned mortgage strategist, I focus on clarity, transparency, and strong communication from start to finish. I’m a Certified Mortgage Advisor (CMA®) and President/Broker of HomeWealth Solutions. My approach is strategy-first—not rate-first—so clients understand their options and make smart, confident decisions. Florida expertise, responsive updates, and an organized process from application to closing.

My experience

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Phone + Zoom. I use simple visuals, plain-English education, and break-even analysis so you can compare options and choose the smartest payment and cost strategy before you decide.

Education-first, strategy-first. Clear options, break-even analysis, transparent costs, and proactive updates—so you know what to expect from the application through closing.

Photo ID, last 30 days' pay stubs, last 2 months' bank statements, and last 2 years' W-2s (or full tax returns + P&L if self-employed).

It’s smart. Starting early lets us set a payment range, map cash to close, and fix credit or document issues ahead of time—so when the right home shows up, you can move fast and confidently.

I can estimate from your scenario and credit tier with no pull. For tighter numbers, Rocket can often use a soft pull—then we only do a hard pull if needed.

Douglas Smith (FL) - Broker Near Me