Broker Near Me

Debra Bernardo

NMLS 2666172
1200 Riverplace Blvd Ste 904, JACKSONVILLE FL 32207

Get to know me

As a dedicated mortgage professional serving Florida homebuyers and investors, I bring over 17 years of experience in real estate to every transaction. I believe financing should feel clear, strategic, and fully supported from start to finish. My role goes far beyond issuing a pre-approval - I partner with every client to structure the right loan, communicate proactively, and ensure we reach the closing table on time.

My experience

Loan Products:

Conventional Loans
FHA
Jumbo Loans
Non-Conforming Loans

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

My approach is flexible because communication should work for you and your schedule. Whether that’s by phone, email, text, Zoom, or in person, I make myself accessible and responsive.

Clients can expect clear communication, strategic guidance, and consistent follow-through. From application to the closing table, I personally oversee the process to ensure things run smoothly.

I strongly encourage it. Starting early is one of the smartest moves a buyer can make. Early planning creates stronger offers and smoother closings.

I understand firsthand the complexity of purchasing property from another state communication & organization are essential. Distance doesn't have to create stress when the process is managed correctly

Getting started is simple. The first step is completing my secure online application. At the pre-approval stage, I run a soft credit check, a hard inquiry is completed once you formally apply.