Broker Near Me

David Bailey

NMLS 369541
2195 Tully Road, SAN JOSE CA 95122
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Get to know me

Originating all types of mortgage loans for investing, purchasing, and refinancing your home. I ensure that all required documents are submitted for immediate mortgage loan approval. I specialize in providing unique mortgage solutions for unique mortgage opportunities. I educate on how to achieve home ownership using monies currently used for rent in conjunction with one of the many optional down payment assistance programs. We will also discuss resolving credit issues & student loan issues.

My experience

Licensed in:

California
Florida
Georgia
Michigan
Nevada
Tennessee
Texas

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Whether a primary, secondary or investment property. The enthusiastic potential homebuyer who wants to purchase without a clear plan. We will develop the best plan & course of action moving forward.

Transparency, full communications & guidance throughout the loan process, loan status updates as required and a mortgage planning session to answer any questions before client is ready to purchase.

Through self-help I will provide guidance. Using a soft credit pull, we will review any negative credit items as well as provide improvement actions needed to increase credit scores.

Between myself & my team. We are licensed to pre-approve and provide pre-approval letters in 48 states. If needed, we refer clients to our licensed realtor partners located in the state of purchase.

2 years of stable and verifiable income history and the following most recent documents. Government ID, Pay Stubs - 1 month, W2's - 2 years, and A Signed Credit Authorization Form.