Get to know me
Broker/Owner and Founder with 13+ years of experience, including roles at Chase and Wells Fargo Bank. I am a Monterey County native and specialize in FHA, VA, Conventional, Jumbo, Down Payment Assistance, and Alternative Doc programs. Known for my local insight and client-first approach, I am committed to making the mortgage process clear, transparent, and stress-free. During my free time, I am a softball coach for Salinas Bobby Sox and advocate for several local non-profit orgs.
My experience
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Typically connect organically through mutual friends or at local events. I also connect via social media or via online presence. (google) Call our office or cell if you want to speak directly
Typical documents needed are 2 years tax returns, paystubs covering 1 month, 2 months bank statements, ID (Mortgage statement and homeowners insurance if refinancing or HELOC)
We can provide quotes with estimated credit scores without checking credit or we can do soft credit pulls.
Typical loan costs vary case by case as everything is tailored based on the application. It is best to contact us for a quote to discuss your particular scenario.