Get to know me
Knights of Columbus 15083, Orange Elks 1475, Saddleback Laguna 672, American Red Cross DRT
My experience
Licensed in:
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Over the phone.
Our long-term relationship is the most important thing to me. I show that to you with knowledge, responsiveness and availability now and in the years to come.
The inexperienced because I'm happy to go as far in depth in the numbers as they want or are willing to go. Explaining the math in a logical step by step path making it easy and fun.
Mortgage statements, home insurance bill for year, Driver' license, bank statement (all page) Employed - 2 years W2 and 30 days paystubs, Retired -Social security / Pension award letters and 1099s
Rates and fees and determined by your Loan to Value (home worth vs new balance %) and Mortgage Mid FICO score. Rates are like rungs of a ladder, each one with a different cost or credit.