Chul Kim

NMLS 1907350

2550 State Highway 121 Building 1 Suite 400, Lewisville TX 75056

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My experience

Licensed in:

Texas

Loan Products:

Conforming Loans

Conventional Loans

Fannie Mae

Fixed-Rate Mortgages

Freddie Mac

Years of experience:

Languages spoken:

English

Korean

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What documents do your clients need to start the process?

Typically: recent pay stubs, W-2s or tax returns, bank statements, DL & SS#, and employment information. Self-employed borrowers may need additional documentation.Typically: recent pay stubs, W-2s or

What should clients expect when working with you from start to finish?

I provide clear communication, fast responses, and personalized guidance from pre-approval to closing to help make the mortgage process.

Who do you love helping most, and how do you make the home loan process easier for them?

I enjoy helping clients who may think homeownership is out of reach — especially first-time buyers. I help simplify the process by educating clients on their options, keeping communication clear.

How do you support clients looking to improve their credit before applying?

I review credit profile, identify areas for improvement, and create a plan to help them become mortgage-ready. I focus on clear guidance and realistic steps to help improve its chance of qualifying.

How do you feel about clients starting the conversation before they’re ready to purchase?

I’m always happy to connect early in the process. Even if clients are months away from buying, having a conversation early can help them better prepare and make informed decisions when they’re ready.