Get to know me
Seventeen years helping Washington homebuyers most lenders tell to "save for another year." First-time buyers without large down payments. Credit scores 580 to 640 that need careful work. Single-income households making the math work. WSHFC, county DPA, FHA grants, gift fund strategies, conventional 97% LTV. The toolkit is broader than most buyers know, and the right tool for the right scenario is what makes the deal possible. If you've been told "not yet," let's talk.
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Free credit coaching — no fees, no gimmicks. We review your report together, build a realistic roadmap, and set a target timeline. Some clients are ready in months. I stay with you throughout.
That's my favorite call to get. The earlier we talk, the more options you have — six months of preparation beats six days of scrambling. No pressure, no obligation, just a head start on your plan.
The buyers other lenders turn away — first-timers, credit rebuilders, single parents on the cusp. I make it easier by being honest about where you stand and building a plan instead of just saying no.
To start? Nothing. The 1st call is just a conversation. When you're ready to move forward: recent pay stubs, W-2s, 2months bank statements, & ID. I'll send a simple checklist so nothing's a surprise.