Bina Raghunath
Get to know me
With over 15 years in the mortgage industry, I believe a home loan is a life-changing milestone, not just a transaction. I specialize in building open, lasting lines of communication that extend far beyond the closing table. Whether you are a first-time homebuyer or a seasoned investor, I provide personalized care to make your experience seamless and stress-free
My experience
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
To start, I’ll need your last 2 years of W-2s (and tax returns if self-employed), 2 months of bank statements, 2 recent pay stubs, and a photo ID. This helps me move quickly to your pre-approval!
Most of my clients come from referrals by satisfied homeowners I’ve helped in the past. I also connect through local real estate partners and direct consultations to ensure personalized service.
I love helping everyone, from first-time buyers to seasoned investors. I make it easy by providing clear education, proactive updates, and personalized loan strategies tailored to your unique goals.
Expect transparency, expert guidance, and constant communication. From our first call to the closing table, I ensure a smooth, stress-free experience by managing every detail of your loan process.
I provide a detailed review of your credit report to identify quick fixes, like paying down balances or correcting errors, ensuring you’re in the best position possible before we officially apply.