Broker Near Me

Bill Zigler

NMLS 174125
1114 RIDGECREST CIR, COSTA MESA CA 92627
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Get to know me

Mortgage broker with 20+ years of experience, specializing in VA loans and complex refinances. I work directly with clients from start to finish. No handoffs, no call centers, no guessing where your file stands. Most approvals happen same or next business day because issues are handled upfront. Clear communication, fast execution, and zero nonsense.

My experience

Licensed in:

California
Florida
Virginia
Washington

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
VA

Years of experience:

24

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Direct access to me, clear requirements upfront, fast approvals, and consistent updates. No handoffs, no surprises, no wasted time.

Usually just your current mortgage statement, insurance declarations, and ID. I don’t ask for documents unless they’re actually required.

I provide initial quotes without pulling credit. A credit pull only happens when you’re ready to move forward. Even than, I can do a soft pull.

VA borrowers and clients burned by past lenders. I simplify the process, fix issues upfront, and communicate clearly the entire time.

Fees vary by loan type and scenario, but I keep costs transparent and competitive. You’ll see exact numbers upfront before moving forward. No surprises at closing.